How Long Does It Take to Refinance a Mortgage in Arizona? 2026 Timeline & Process

Published on: 07/14/2026

Refinancing a mortgage in Arizona typically takes 30 to 45 days from application to closing in 2026. Full step-by-step refinance timeline for Phoenix and Scottsdale homeowners from Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
Get pre-approved
Rates and fees

Book a 15 minute call